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What do Statutory Accident Benefits Cover?

Any person injured in a car accident in Ontario is entitled to claim statutory accident benefits, regardless of who was at fault. These “no-fault” accident benefits extend to anyone injured in connected with the “use and operation” of an automobile, including single car accidents, and pedestrian and cyclist accidents. I was just in a car accident, […]

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excluded drivers

Car Insurance and Excluded Drivers

As we discussed in an earlier post, all vehicles must be properly insured, and failure to carry proper insurance can be extremely detrimental in the event of an accident. Uninsured car accident victims may be unable to advance tort claims against another negligent driver, even if they are severely injured. It is important to understand […]

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Driving Without Insurance and Car Accidents

Every day, some drivers in Ontario are driving without insurance. For other drivers, this creates a huge risk of being left without sufficient compensation in the event of an accident with an uninsured driver. In an earlier post, we discussed why OPCF-44 Family Protection Coverage is a good idea for any driver that wants to […]

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Time Limits for Beginning Your Personal Injury Lawsuit

In Ontario, the Limitations Act is a piece of legislation that creates time limits for beginning civil lawsuits, including personal injury and other claims arising from negligence. In most cases, these claims need to begin within two years, and delaying a claim can be a critical mistake that may negate your right to recover damages. […]

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What Happens at an Independent Medical Examination?

In Ontario, individuals who are injured in motor vehicle accidents are eligible to claim accident benefits to cover the medical and other expenses. The amount of accident benefits coverage available is based on the severity of a claimant’s injuries. In order to confirm the extent of injury and impairment, provincial legislation requires claimants to submit […]

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Case Commentary – Bar Liability for Over-Serving

The Ontario Superior Court has recently released an important decision regarding the liability of commercial establishments like bars and restaurants that overserve patrons past the point of intoxication. The facts of the case – Baron v. Clark  This claim for damages arose when the plaintiff suffered injuries following an assault and battery by the individual […]

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How Does the Law Treat Parking Lot Accidents?

Parking lots can be dangerous, with potentially two thirds of drivers  distracted by their phones while driving in a parking lot. Parking lot accidents are common, and due to the low speeds involved, usually fairly minor. However, the slow speeds in parking lots can make drivers feel safe to text or make calls, and serious […]

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